Insurance and 4-Point Inspections
|
A “Four Point Inspection” focuses only on four main areas of interest in a home:
|
Why Do You Need a Four Point Inspection?
Insurance companies have become more reluctant over the years to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).
Their common concern is that there may be problems with an older home that could become a liability to them. For instance; a home with a roof close to the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
Newer homes are assumed by the majority of insurance companies to not have these problems as frequently as older homes. We can perform the four point inspection for you and make sure everything is in working order.
Their common concern is that there may be problems with an older home that could become a liability to them. For instance; a home with a roof close to the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
Newer homes are assumed by the majority of insurance companies to not have these problems as frequently as older homes. We can perform the four point inspection for you and make sure everything is in working order.
Insurance and 4-Point Inspections in: Boca Raton, Parkland, Coral Springs, Coconut creek, Deerfield beach, Pompano beach, Delray beach, Boynton beach, Lake worth, Tamarac, Margate, Ft. Lauderdale, West palm beach, Wellington, Greenacres and surrounding areas of Florida